Malaysian Underwriting & Claim Calculators
Run instant simulations on corporate underinsurance penalties, business interruption sums insured, foreign worker statutory budgets, and motor peril endorsements.
1. Condition of Average (Underinsurance) Payout Calculator
Simulate how loss adjusters reduce partial commercial fire or property claims when your declared Sum Insured falls below true replacement value.
2. Business Interruption Gross Profit Calculator (Difference Basis)
Calculate PIAM Consequential Loss Insurance Gross Profit by deducting strictly variable uninsured working expenses rather than accounting cost of sales.
3. Foreign Worker Insurance Budget Estimator (SPIKPA & FWCS/PA)
Estimate statutory FWCMS e-IG hospitalisation (SPIKPA/FWHS) and 24-hour off-duty personal accident & repatriation costs inclusive of 8% SST and stamp duty.
4. Motor Windscreen (ADAS) & Flood Special Perils Estimator
Estimate the add-on cost to protect your vehicle or EV against Klang Valley flash floods and acoustic/ADAS windscreen replacement.